Disclaimer
Effective Date: 15/08/2025
Please read this Disclaimer carefully before using the Gava Finance website or availing our loan advisory services. By accessing our website or submitting an inquiry, you acknowledge and accept the terms outlined below.
1. No Guarantee of Loan Approval
Gava Finance (V. C. Consultancy) is a Direct Selling Agent (DSA) and loan facilitation intermediary. We do not guarantee loan approval. All loan applications are subject to the individual lender's credit appraisal, underwriting policies, internal scoring criteria, and applicable regulatory requirements. Submitting an application through us does not constitute a guarantee or commitment of loan sanction.
2. Interest Rates and Loan Terms
Interest rates, processing fees, loan amounts, tenure, and other terms mentioned on our website are indicative and for general informational purposes only. Actual rates and terms are determined solely by the partner lender based on the applicant's credit profile, income, loan type, and current market conditions. These may differ from the ranges communicated on this website.
3. EMI Calculator Results
The EMI calculator on our website is provided as a planning tool only. Results are based on the inputs you provide and standard formula calculations. Actual EMI, total interest, and repayment obligations may vary based on the lender's specific loan structure, compounding method, prepayment terms, and other factors. Gava Finance is not responsible for any financial decisions made on the basis of calculator estimates.
4. General Information Only
The content on this website — including articles, blog posts, product descriptions, and FAQs — is for general informational and educational purposes only. It does not constitute financial, legal, tax, or investment advice. You should consult a qualified financial advisor, CA, or legal professional before making any financial decisions.
5. No Direct Lending
Gava Finance (V. C. Consultancy) does not provide loans directly. We are not a bank, NBFC, or regulated lending institution. We act solely as an intermediary to connect borrowers with regulated lending institutions. All credit decisions, fund disbursals, and loan management are the sole responsibility of the partner lender.
6. Third-Party Content and Links
Our website may reference or link to third-party websites, lender products, or external resources. We do not endorse or take responsibility for the accuracy, availability, or content of third-party sites. Accessing any third-party link is at your own risk.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Gava Finance (V. C. Consultancy) shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or our services, including but not limited to loss of data, loan rejection, delays in processing, or decisions made in reliance on information provided on this site.
8. Accuracy of Information
While we strive to keep the information on this website accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information. Any reliance you place on such information is strictly at your own risk.
9. Contact
For any queries regarding this Disclaimer, contact us at vcconsultancy@gmail.com.